auto insurance companies Car insurance companies

Car insurance companies

cheap car insurance quotes / Find auto insurance coverage for you

car quotes | 9 quotes from Enzo Ferrari that explain the history of cars

automobile insurance / Car insurance is an insurance contract that covers the risks created by driving cars in case of causing an accident.

auto insurance quotes | Get a Car Insurance Quote Online 

insurance companies AND What is a General Insurance Company?

car insurance quotes / How to find a cheap car insurance?

The 10 cheapest car insurance in the market/car insurance companies

We collect some of the characteristics of this type of services that protect us in case of accident
There are more than 30 insurance companies in the Spanish market and each one has its own target client profile. Based on more than 15 factors such as age and driving experience of the driver, the power of the vehicle or the number of accidents recorded, insurers determine how interesting each customer is and therefore what is the best price they are willing to offer

Each case is a world and that's why the only way to find the best price for your car insurance is to compare as many insurers as possible. That is why we have created a comparator of insurance companies with which in a matter of 3 minutes you will know your personalized price in more than 30 insurers.

The objective of this guide is to know quickly and easily what types of insurers exist so that you can distinguish them when you make your personal insurance comparison and find it easier to understand the differences when deciding the option that interests you the most.

First, there are traditional insurance companies such as MAPFRE or Axa Seguros, which base their strategy on offering personal treatment through their extensive networks of agents and insurance brokerages as has been the case for a lifetime. Their main advantages are the extensive experience they have in the management of claims and the possibility of going to physical offices of attention to the public where they can talk with a person face to face.

The traditional insurance companies base their strategy on offering a personal treatment to their clients as they have done all their lives
Next, there are mutuals among which Mutua Madrileña stands out as the largest and best known in the country. The main difference of a mutual compared to traditional insurers, is that they are not for profit entities but their goal is to reverse the benefits in reducing prices and improve services for their mutuals.


The next group would be direct sales insurers such as Línea Directa, the pioneer of the sector, or Direct Seguros, entity No. 2 known for its blue arrow. The main distinguishing factor of these insurance companies is that they establish a direct contact with the customer through the telephone, thus dispensing with the high costs involved in representative offices and intermediaries.

Online insurers follow a "low-cost" strategy characterized by basing their effort on reducing costs by dispensing with certain services, such as telephone contact.
This greater efficiency means that in many cases they are able to offer cheaper car insurance than a traditional insurance agency, which is why, especially in times of crisis, they are increasing their market share by forced marches.


Finally, it should be noted the recent birth of a new type of insurance company, insurers specialized in marketing their online car insurance such as Balumba or Verti. Following a purely "low-cost" strategy, they are characterized by their effort to further reduce costs by trying to channel all their contacts with the customer through the Internet and to dispense as much as possible from telephone contact.

Once reviewed the types of insurers that exist, our recommendation is that you try our comparator and find out which offers the best relationship between price and level of coverage for your needs. Luck!